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	<title>Indicus Centre for Financial Inclusion &#124; Blog</title>
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		<title>Account in the Cloud: Guest Post by Probir Roy</title>
		<link>http://www.indicus.net/blog/?p=250</link>
		<comments>http://www.indicus.net/blog/?p=250#comments</comments>
		<pubDate>Sat, 04 May 2013 05:39:50 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
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		<description><![CDATA[There have been 100 mobile money deployments in emerging markets. At least 84 of them within the last three years. What I have found to be common for those that are successful (14 of them, as defined by number of &#8230; <a href="http://www.indicus.net/blog/?p=250">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Exploiting the poor- do they have a choice?</title>
		<link>http://www.indicus.net/blog/?p=245</link>
		<comments>http://www.indicus.net/blog/?p=245#comments</comments>
		<pubDate>Thu, 25 Apr 2013 10:21:08 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
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		<description><![CDATA[In a report tabled in the Parliament, the Standing Committee on Finance laid stress on expanding the brick and mortar branches for financial inclusion. This emphasis is completely out of sync with latest trends in financial inclusion, where worldwide the &#8230; <a href="http://www.indicus.net/blog/?p=245">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Customer oriented inclusion</title>
		<link>http://www.indicus.net/blog/?p=243</link>
		<comments>http://www.indicus.net/blog/?p=243#comments</comments>
		<pubDate>Tue, 23 Apr 2013 07:47:59 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Meaningful financial inclusion calls for understanding the needs of the customer, and not going in for a top-down approach. Tilman Ehrbeck puts this point through well in his blog post, calling for the starting point to be from demand-side insights &#8230; <a href="http://www.indicus.net/blog/?p=243">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>DBT and Aadhaar &#8211; Issues with Seeding/Mapping: Guest Post by Y P Issar</title>
		<link>http://www.indicus.net/blog/?p=236</link>
		<comments>http://www.indicus.net/blog/?p=236#comments</comments>
		<pubDate>Tue, 26 Mar 2013 10:05:24 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Under Direct Benefit Transfer(DBT) Scheme,the government proposes to transfer subsidies to the deposit accounts of beneficiaries in the banks. These accounts are required to have recorded in their Core Banking Solution account data base the Aadhaar numbers(unique identity numbers given &#8230; <a href="http://www.indicus.net/blog/?p=236">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Case Studies on Aadhaar enabled DBT</title>
		<link>http://www.indicus.net/blog/?p=232</link>
		<comments>http://www.indicus.net/blog/?p=232#comments</comments>
		<pubDate>Tue, 12 Mar 2013 08:15:15 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[While there has been ample discussion and debate in the media on DBT, there is very little ground level evidence to understand the practical issues in disbursing government payments on such a massive scale. MicroSave has undertaken detailed case studies &#8230; <a href="http://www.indicus.net/blog/?p=232">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Women and financial inclusion</title>
		<link>http://www.indicus.net/blog/?p=228</link>
		<comments>http://www.indicus.net/blog/?p=228#comments</comments>
		<pubDate>Mon, 11 Mar 2013 10:25:18 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[A post by Shweta Banerjee on the CGAP blog describes her experiences during a visit to Pilkhi, a village in Bihar. Most transactions at the village CSP counter, run by SBI, are by women withdrawing remittances from male family members &#8230; <a href="http://www.indicus.net/blog/?p=228">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Budget and Direct Benefit Transfer(DBT): Guest Post by Mr. Y P Issar</title>
		<link>http://www.indicus.net/blog/?p=224</link>
		<comments>http://www.indicus.net/blog/?p=224#comments</comments>
		<pubDate>Wed, 06 Mar 2013 06:11:49 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[DBT for the next financial year has been proposed in a very subdued manner when the FM simply states in the Budget that it will be rolled out across the country during the UPA government term itself that is by &#8230; <a href="http://www.indicus.net/blog/?p=224">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Budget 2013-14 and Financial Inclusion: Guest Post by Mr. Y P Issar</title>
		<link>http://www.indicus.net/blog/?p=218</link>
		<comments>http://www.indicus.net/blog/?p=218#comments</comments>
		<pubDate>Wed, 06 Mar 2013 05:56:20 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[The Central Government current budget is likely to adversely impact financial inclusion efforts in the country as it removes the emphasis the last two year budgets had on the coverage of villages with banking services especially through Business Correspondents(BC). Last &#8230; <a href="http://www.indicus.net/blog/?p=218">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Employment, accounts and financial inclusion</title>
		<link>http://www.indicus.net/blog/?p=213</link>
		<comments>http://www.indicus.net/blog/?p=213#comments</comments>
		<pubDate>Sat, 02 Feb 2013 09:55:45 +0000</pubDate>
		<dc:creator>Sumita Kale</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[As noted by Tilman Ehrbeck of CGAP here, the link between jobs and financial inclusion is clear, especially for the poor: &#8220;To the degree that economic growth might lead to formalization of these jobs, the traditional finance linkages hold.  Today’s &#8230; <a href="http://www.indicus.net/blog/?p=213">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Financial Inclusion: Driven by Transfers?</title>
		<link>http://www.indicus.net/blog/?p=204</link>
		<comments>http://www.indicus.net/blog/?p=204#comments</comments>
		<pubDate>Mon, 21 Jan 2013 10:09:26 +0000</pubDate>
		<dc:creator>S V Divvaakar</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Financial inclusion: it is indeed an enormous task that India has taken upon itself, to make financial services accessible and affordable to every section of its diverse socio-economic spectrum. At the one hand is the broader definition of financial inclusion &#8230; <a href="http://www.indicus.net/blog/?p=204">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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