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The top 5 districts of India corner a very large share of the credit in India.
In most categories the 10th ranked district is less than 10% of the value of the top ranked district (usually Mumbai). This reflects the lop sided nature of development India, where the economic activity is concentrated around a few key centres. Mumbai (suburban), Chennai, Mumbai, Bangalore and Delhi are the top 5 districts in terms of number of individual loan accounts. The 30th ranked district has only 1.7% the number of individual loan accounts in Mumbai (Suburban) | Top 30 districts by number of individual loan accounts in Scheduled Commercial Banks | | District | No. of SCB`s accounts: individual loans (the top district has index value 100) | | Mumbai (Suburban) | 100.0 | | Chennai | 71.6 | | Mumbai | 35.1 | | Bangalore | 32.5 | | Delhi | 26.3 | | Perambalur | 13.0 | | Hyderabad | 7.6 | | Kolkata | 7.6 | | Pune | 5.2 | | Coimbatore | 4.3 | | Ahmadabad | 4.0 | | Jaipur | 3.8 | | Ernakulam | 3.3 | | Thiruvananthapuram | 3.0 | | Kamrup | 2.9 | | Lucknow | 2.7 | | Krishna | 2.3 | | Chandigarh | 2.2 | | Thrissur | 2.2 | | Visakhapatnam | 2.2 | | Khordha | 2.0 | | Ludhiana | 2.0 | | Rajkot | 2.0 | | Mysore | 1.9 | | East Godavari | 1.8 | | Tiruchirappalli | 1.8 | | Madurai | 1.8 | | Bhopal | 1.8 | | Kozhikode | 1.7 | | Nagpur | 1.7 |
SCBs in Mumbai (suburban) have the highest amounts of outstanding of loans to individuals. The top 5 districts are Mumbai (Suburban), Delhi , Bangalore, Chennai and Hyderabad. The value of indivudual loans outstanding in the 30th ranked district is 3.9% of the value of the top ranking district. | Top 30 districts by amount outstanding to individuals | | District | SCB`s amount of outstanding on individuals' loans(the top district has index value 100) | | Mumbai (Suburban) | 100 | | Delhi | 80 | | Bangalore | 71 | | Chennai | 53 | | Hyderabad | 37 | | Mumbai | 35 | | Kolkata | 30 | | Pune | 23 | | Jaipur | 12 | | Ernakulam | 11 | | Ahmadabad | 10 | | Coimbatore | 9 | | Chandigarh | 9 | | Thiruvananthapuram | 7 | | Lucknow | 7 | | Thane | 7 | | Ludhiana | 7 | | Indore | 6 | | Surat | 6 | | Gautam Buddha Nagar | 5 | | Krishna | 5 | | Khordha | 5 | | Thrissur | 5 | | Visakhapatnam | 4 | | Gurgaon | 4 | | Palakkad | 4 | | Bhopal | 4 | | Ghaziabad | 4 | | Jalandhar | 4 | | East Godavari | 4 |
Delhi SCBs have the highest amounts of outstanding agricultural loans. The top 5 districts are Delhi, Mumbai (Suburban), Chennai, Hyderabad and Bangalore. The value of agricultural loans outstanding in the 30th ranked district is 5.9% of the value of the top ranking district. | Top 30 districts by amount outstanding on agriculture | | District | SCB`s amount outstanding on agriculture (the top district has index value 100) | | Delhi | 100.0 | | Mumbai (Suburban) | 56.5 | | Chennai | 31.4 | | Hyderabad | 30.4 | | Bangalore | 24.1 | | Mumbai | 19.8 | | Kolkata | 19.6 | | Chandigarh | 16.8 | | Coimbatore | 15.4 | | Kapurthala | 14.7 | | Jaipur | 12.2 | | Patiala | 10.6 | | West Godavari | 10.0 | | Rajkot | 9.9 | | Pune | 9.9 | | Guntur | 9.8 | | Ahmadabad | 9.7 | | Panchkula | 9.5 | | Ludhiana | 8.8 | | Ernakulam | 8.4 | | Belgaum | 8.3 | | Medinipur | 7.9 | | Gulbarga | 7.8 | | East Godavari | 7.2 | | Nashik | 7.2 | | Prakasam | 6.9 | | Krishna | 6.8 | | Anantapur | 6.5 | | Gandhinagar | 6.5 | | Kurnool | 5.9 |
SCBs in Mumbai (suburban) have the highest amounts of outstanding industrial loans. The top 5 districts are Mumbai (Suburban), Delhi , Bangalore, Mumbai and Chennai. The value of industrial loans outstanding in the 30th ranked district is 1.7% of the value of the top ranking district. | Top 30 districts by amount outstanding to industry | | District | SCB`s amount of Industrial outstanding (the top district has index value 100) | | Mumbai (Suburban) | 100.0 | | Delhi | 68.6 | | Bangalore | 39.1 | | Mumbai | 35.1 | | Chennai | 27.3 | | Kolkata | 26.5 | | Hyderabad | 17.9 | | Coimbatore | 12.0 | | Ahmadabad | 11.6 | | Pune | 9.1 | | Jamnagar | 6.8 | | Jaipur | 6.6 | | Ludhiana | 6.0 | | Vadodara | 5.9 | | Raigarh | 5.4 | | Surat | 4.1 | | Chandigarh | 4.1 | | Ratnagiri | 3.5 | | Indore | 3.3 | | Ernakulam | 3.1 | | Srinagar | 2.9 | | Lucknow | 2.7 | | Thane | 2.7 | | Khordha | 2.7 | | Gurgaon | 2.5 | | Ghaziabad | 2.4 | | Gautam Buddha Nagar | 2.0 | | Patiala | 1.7 | | Kanpur Nagar | 1.7 | | Bellary | 1.7 |
Source: Indian Financial Scape
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